Unlock $10K–$20k p/m in Sustainable Income in Retirement

Why I built this (and why it matters to you)

To give you a clear, tax-efficient plan to generate $10K–$20K per month in sustainable retirement income and put you on track to retire 5 years early — without sacrificing your lifestyle or making rushed decisions around company shares or super.

I’m personally selecting a small group of senior tech executives and founders to help build this future with a clear strategy and expert support.

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⭐️⭐️⭐️⭐️⭐️ “I was looking for a financial adviser who understands my unique position as a tech professional with an employee share scheme. Mike has helped me understand how to make my money work harder and has provided me with a tailored approach with advice and planning I really value. Mike is super responsive, knowledgeable and personable, someone you want on your team” – Alison Winterflood, Manager @ Atlassian

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🔍 How do we do it?

Through a combination of personalised financial strategy, equity optimisation and direct support from my team and I.

Phase 1: Clarity & Quick Wins

1. 90-Minute Financial Roadmap Session

Get a complete audit of your financial position — including cash flow, RSUs, super, investments, and loans. We identify your top 2–3 action steps and reveal the most significant wealth leaks holding you back.

2. Custom Retirement Readiness Score

Know exactly where you stand today about your early retirement goal. This gives you a clear, measurable indicator of what’s working and needs fixing — no more guesswork.

3. RSU & Equity Compensation Review

Understand the smartest way to handle your RSUs, ESPP, and equity comp. Avoid costly tax surprises and learn how to convert company shares into stable income on your timeline.

4. Superannuation Strategy Optimisation

Maximise your super’s potential by using the right mix of concessional (pre-tax) and non-concessional (post-tax) contributions. This alone can shave years off your retirement timeline and reduce your taxable income.

5. Debt Recycling & Loan Structuring Plan

We show you how to reframe your home or investment loans to reduce bad debt and recycle it into tax-deductible, income-generating investments.

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⭐️⭐️⭐️⭐️⭐️ “My wife and I had reached the stage of our lives where we were about ten years from intending to retire, to our version of ‘retiring comfortably’ – leading us to seek specialist guidance for our existing portfolio.  Mike effortlessly provided a solid plan to build & strengthen our portfolio beyond what we though was possible. Through the stages of introduction, planning and implementing (much of which was outside our normal comfort zone), Mike and the team expertly guided us. As our knowledge increased, so did our confidence in our decision to choose & form a successful relationship with Delta.” – Sam Wong, Senior Project Manager @ Versent

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Phase 2: Strategic Planning & Execution

6. 60-Minute Strategic Recommendation Session

We walk through the big picture — a preview of your complete Early Retirement Blueprint. You’ll see the direction of the plan and what your retirement income potential could look like.

7. Early Retirement Blueprint (Delivered in 30–45 Days)

This is your fully tailored, step-by-step roadmap to retiring 5 years earlier with confidence. It includes:

• Cash flow and income modelling
• Tax-efficient equity & RSU plan
• Debt Recycling & Loan Structuring
• Superannuation & Investment strategy optimisation
• Retirement income forecast

You’ll also receive direct access to me throughout this phase for questions, feedback, or clarity as we build your blueprint.

8. Tax-Efficient Investment Plan

A tailored investment portfolio that balances growth and income, aligned to your time horizon, lifestyle needs, and tax position. Your money is working smarter, not just harder.

9. Legacy & Estate Structuring Guidance

Make sure your wealth is protected and passed on the way you intend. We’ll guide you on smart structuring to avoid unnecessary tax or conflict down the line.

10. Optional Ongoing Implementation Support

If you choose, we’ll help you execute every step of your plan — managing your investments, monitoring cash flow, adjusting for life changes, and ensuring you stay on track to your retirement goals.

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⭐️⭐️⭐️⭐️⭐️ “Early retirement and being able to give my kids a head start have always been my plans, so I reached out to Mike to discuss how to make it happen. The financial road map he put in place is working very well and his team manages everything for us which if left to me would not get done. I like that he is a boutique business working with a limited number of clients, so the client experience has been on point. I feel more confident that I can leave a legacy for my kids, and I’m looking forward to pursuing more financial goals. His service is ideal for time-poor tech executives who want to kick goals.” – Alyssa O’Connell, Head of Commercial ANZ @ Uber

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💳 Payment Plan

✅ No payment for the first 2 sessions.
💰 $2,750 once you’re ready to receive your complete Early Retirement Blueprint.
🔁 Cancel anytime during the planning phase if it’s not delivering value.

🔒 Our Guarantee

If you don’t walk away from Sessions 1 and 2 with a clear roadmap, insight, and confidence in your financial future — you don’t pay a cent.
That’s our Clarity or Don’t Pay Guarantee.

👥 Who This Is For

This is for you if:
✅ You’re a senior tech professional or exec earning $300K+.
✅ You have home equity, company shares, super and want a clear plan.
✅ You’re serious about retiring early and want expert help to do it.
✅ You value clarity, structure and taking action with confidence.

This is not for you if:
❌ You’re not in a financial position to make long-term plans.
❌ You want a quick fix or a cookie-cutter strategy.
❌ You’re not open to reviewing and improving your current setup.

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⭐️⭐️⭐️⭐️⭐️ “I reached out to Mike on LinkedIn as I saw he specialises working with tech executives. My previous advice was not delivering on long-term expectations and so I knew I needed to make a change. Mike quickly put in place a revised retirement plan that involved minimising the fees I was paying in superannuation and having a more structured investment strategy in place. Overall, the advice was very sound, and the experience with Mike has been seamless, responsive and proactive. I now feel a level of confidence and control that my future is heading in the right direction for my long-term aspirations” Karl Pickering, Solutions Architech @ Iron Mountain

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🔜 Ready to retire with confidence?

Let’s create your Early Retirement Blueprint—backed by data, strategy, and decades of experience with clients exactly like you.

👉 Book your free strategy call now

OR

👉 Book your free Financial Road Map session now

Spots are limited to 6 per quarter.

🎁 Bonus

Sign up this month and receive immediate access to our Early Retirement Tax Playbook — smart strategies to reduce tax on equity, boost super and fast-track your retirement savings.

Looking forward to helping you build your path to financial freedom,

Mike Sikar
Principal Financial Adviser & Mortgage Broker

P.S. Spots are limited to 6 each quarter.

If you’re even slightly interested, let’s chat — worst case, you get clarity. Best case, you get your life back, sooner than expected.